Prince Edward, VA Real Estate Prince Edward Homes for Sale

Table of Content

• Stay Updated
• Average home prices near Prince Edward County
• Nearby Properties
• Highway Shop Road, Hampden-Sydney, VA 23901
• Frequently Asked Questions for 1004 Prince Edward St Unit 1
• Mud Street, Concord, VA 24538

Contact the school directly to verify enrollment eligibility. This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate. Get a local Redfin Agent’s opinion on your home’s value and the state of the Fredericksburg market. Can sell for about 1% above list price and go pending in around 11 days. Based on Redfin calculations of home data from MLS and/or public records.

It rests on 25.01 acres of land that is ready to farm! Window A/C units Does have oil heat but has not been used in a long time. ByOwner.com offers For Sale By Owner listing services throughout the country. By posting home with ByOwner your property will get the same exposure you’d receive from a traditional real estate company. Our Prince Edward County, Virginia Flat Fee MLS listing Service saves you from paying the traditional 6% commission charged by most real estate offices, but gives you the same worldwide exposure.

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Home is sold as-is with no warranties implied. There is a technologies fee of $175.00 paid by the buyer agent at closing. Welcome Home to your own paradise of 61 acres with a pond, outdoor buildings, and a log cabin home. This place is the true meaning of home away from home! From the log cabin home that boasts 4 bedrooms a living room with a fireplace to host the family for the holidays.

This 7-room house has room for everyone. Spread out in the living room and family room. Enjoy those football games and the family still has room to watch Netflix in the other room.

Average home prices near Prince Edward County

Redfin does not endorse nor guarantee this information. By providing this information, Redfin and its agents are not providing advice or guidance on flood risk, flood insurance, or other climate risks. Redfin strongly recommends that consumers independently investigate the property’s climate risks to their own personal satisfaction.

Water and sewer included in rent amount. Tenant will be responsible for electric, gas, cable/internet. First months rent and security deposit equal to rent amount required at move-in. Contact listing agent for further information.

Nearby Properties

Listing information is deemed reliable but not guaranteed accurate. Coldwell Banker Realty and Guaranteed Rate Affinity, LLC share common ownership and because of this relationship the brokerage may receive a financial or other benefit. You are not required to use Guaranteed Rate Affinity, LLC as a condition of purchase or sale of any real estate. Operating in the state of New York as GR Affinity, LLC in lieu of the legal name Guaranteed Rate Affinity, LLC. I acknowledge that I have read and agree to the Terms of Use and Privacy Policy.

Climate risk data is provided for informational purposes only. If you have questions or feedback about this data, get help at riskfactor.com and climatecheck.com. As the MLS and public records start to fill up, we'll list the details here. The area around 0 Mountain Creek Road is highly car-dependent.

What is the Walkability averages in the surrounding areas of Fredericksburg?

Outstanding opportunity to be in the heart of Downtown Fredericksburg! One bedroom/ one bathroom with a full kitchen, living room, access to the entire backyard with a shed, the front porch and a lower basement area for extra storage/ laundry. Conveniently within walking distance to Mary Washington College campus, the VRE and many shops/restaurants.

Services and amenities are not close by, meaning you’ll definitely need a car to run your errands. 0 Mountain Creek Road is in a somewhat bikeable community, so you’ll have minimal cycling infrastructure at your disposal. Needs to review the security of your connection before proceeding.

Learn More About Prince Edward County, Virginia

To verify enrollment eligibility for a property, contact the school directly. Property is approximately 27.2 acres with part wooded and back part has been cut. Plat shows a creek at the rear of the property.

Fireplace with built-in shelves in the family room. Primary bedroom with walk-in closet and bath with soaking tub. Enjoy a nice view of the backyard from the porch and the home has a pool .

Highway Shop Road, Hampden-Sydney, VA 23901

If you are thinking of selling your Prince Edward County home, try our flat fee listing service, Our list fees start at $499, and may save you $15,000 in real estate commissions. Buy the right home at the right price near Prince Edward County with a local Redfin real estate agent. Looking for a great investment opportunity? Come and view this nice level lot conveniently located minutes from Farmville. This lot offers great visibility at a high traffic intersection where US 460 Hwy and Route 15 meet. NEW CONSTRUCTION completed September 2022 located on a quiet wooded lot.

Copyright © 2022 Central Virginia Regional Multiple Listing Service. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. The average seller who uses our Flat Rate MLS Listing, will save over $15,000.

1006 Prince Edward St #A, Fredericksburg, VA 22401 MLS VAFB2003242

Table of Content

• Homes in Edward Rd
• What Can You Make from Selling Your Home?
• Prince Edward, VA Real Estate & Homes for Sale
• Similar Properties near 1006 Prince Edward St #A

Reduced a total of 40k motivated seller this is it!!! This beautiful area is already approved for a 9 lot subdivision - each lot has been perked for 3 bedroom homes. 40 wooded acres are 10 year planted pines. Each office is independently owned and operated.

This property is conveniently located just outside town for an easy commute but private setting. It was just surveyed, and the property lines are freshly marked. Yes, I would like more information from Coldwell Banker. Please use and/or share my information with a Coldwell Banker agent to contact me about my real estate needs. Nice building site for your new home, just minutes from hampden-sydney college and the town of farmville.

Homes in Edward Rd

Do you have questions about finding other real estate for sale or rent in Fredericksburg? You can browse all Fredericksburg rentals or contact a Coldwell Banker agent to request more information. Brand-new home in its finishing touches phase. This home has 3 bedrooms, 2 baths, 1,549 sqft. With features like 9 ft. ceilings, granite kitchen counters, high end cabinets, pendant lighting, marble vanities in the bathrooms, ceramic tile shower, wood flooring and so much more.

PRICE REDUCTION on a great Rental Investment!!! Tenant occupied--please excuse the mess and lack of photos that were taken by the owner when they lived there. Do not want you to miss out on this great deal you must see it in person.

What Can You Make from Selling Your Home?

Listing information is deemed reliable but not guaranteed accurate. Coldwell Banker Realty and Guaranteed Rate Affinity, LLC share common ownership and because of this relationship the brokerage may receive a financial or other benefit. You are not required to use Guaranteed Rate Affinity, LLC as a condition of purchase or sale of any real estate. Operating in the state of New York as GR Affinity, LLC in lieu of the legal name Guaranteed Rate Affinity, LLC. I acknowledge that I have read and agree to the Terms of Use and Privacy Policy.

Well look no further this lot is perfect. Sign up to get full property details including street address, contact information, pricing and nearby comparison sales. Copyright 2022 South Central Association of Realtors. Great building lot close to Farmville and Hampden Sydney fronting on a paved public road. Previously perked for a conventional septic system.

Prince Edward, VA Real Estate & Homes for Sale

If you are thinking of selling your Prince Edward County home, try our flat fee listing service, Our list fees start at $499, and may save you $15,000 in real estate commissions. Buy the right home at the right price near Prince Edward County with a local Redfin real estate agent. Looking for a great investment opportunity? Come and view this nice level lot conveniently located minutes from Farmville. This lot offers great visibility at a high traffic intersection where US 460 Hwy and Route 15 meet. NEW CONSTRUCTION completed September 2022 located on a quiet wooded lot.

Homes for sale in Prince Edward County, VA have a median listing home price of $219,900. There are 144 active homes for sale in Prince Edward County, VA, which spend an average of 77 days on the market. Some of the hottest neighborhoods near Prince Edward County, VA are Huguenot, Salisbury, Belmont, Fort Hill, Woodland. Tucked off the road in a private setting is this great 4-bedroom, 2 bath home with 1,458 sqft.

Listing agent

Taxes and fees shown are national averages. Consult with a real estate agent for specific fee information in your area. If you're looking to sell your home in the Prince Edward County area, our listing agents can help you get the best price. 4 Bedroom 2 bath home in the peace and quiet of Pamplin. Almost 2 acres plenty of room to plant your garden.

Open kitchen area with granite counters and GE appliances. No carpet to clean, laminate flooring throughout entire house. Private rear deck off the kitchen for your morning coffee. Convenient to Farmville shopping, Longwood University and Hampden-Sydney College. Searching cheap houses for sale in Prince Edward County, VA has never been easier on PropertyShark!

Homes for sale in Prince Edward, VA have a median listing home price of $205,000. There are 44 active homes for sale in Prince Edward, VA, which spend an average of 93 days on the market. Some of the hottest neighborhoods near Prince Edward, VA are Fort Hill, Woodland, Westend, Diamond Hill, College Hill. Redfin has a local office at Winter Breeze Dr. Suite 77, Richmond, VA 23113. This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment.

Information deemed to be reliable but not guaranteed. If you have feedback about an individual agent or office, please locate the office and contact the manager. Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified. Ratings are on a scale of 1-10.Learn more about GreatSchools ratings. School attendance boundaries provided by Pitney Bowes and are for reference only.

Our Best First Time Buyer Mortgage Rates December 2022

Table of Content

• Housing Finance Agency Loans
• How Do You Get A Cosigner Off A Mortgage
• What Are Current 20 Year Mortgage Rates
• Race/ethnicity of first-time homebuyers
• Jumbo loan

If you want to extend the rate lock, ask about fees as many lenders charge a fee for extending a rate lock. Your credit score, and loan-to-value ratio , and are the most important factors in determining your interest rate. An energy-efficient home can create a comfortable living space, increase your resell value, and even lower your utility costs.

If you're unsure which type of mortgage is best for you, it's worth speaking to a mortgage broker to get expert advice. You must repay the loan when you sell your home, and if the price of your home has risen, some of that increase will also be repayable on the equity loan. The scheme did increase the number of 95% mortgages on the market. If you’ve never owned a home before, you are considered a first-time buyer, which means you can apply for a first-time buyer mortgage.

Housing Finance Agency Loans

Economists believe that home values will continue to increase over time. Which means that waiting to buy could mean paying a higher price in the future. It also means that buying a home now and letting the market add to your equity over time, still makes buying a home a good investment. The rate at which home prices have risen in the last few years, has slowed down in 2022.

If you have a tracker rate mortgage or a variable rate mortgage linked to theBank of England base rate, the amount you pay may change when there are changes to the base rate. Our current standard variable rate for residential mortgages is 6.29%, effective from 1 December 2022. These rates only apply when a fixed or tracker rate no longer applies. A fixed-rate mortgage will mean your mortgage repayments are fixed for the term of your fixed rate deal.

How Do You Get A Cosigner Off A Mortgage

We partner with them so you can get all the mortgage support you need in one place. It’s worth bearing in mind that most mortgage deals available to first-time buyers are also available to those who already own a home. Credit card rates are variable but not typically explicitly linked to the base rate. Some believe years of house price growth means the property market may be better able to weather a downturn than some might have assumed.

You cannot purchase a vacation home or investment property with this loan type. The same goes for other government-backed loan programs, including VA and USDA mortgages. But borrowers can refinance into a new loan type to cancel those premiums down the road. FHA loans are popular with borrowers who have smaller down payments or credit issues, which require extra underwriting flexibility. The biggest appeal of this loan is that buyers with below-average credit can get mortgage-approved. But more than 90% of buyers (including first-time home buyers) will end up using one of four popular loan programs.

What Are Current 20 Year Mortgage Rates

Be aware that mortgage rates move up and down all day, every day. Over the course of weeks and months, rates can change by 50 basis points (0.50%) or more. The U.S. Department of Housing and Urban Development offers a directory of first-time home buyer loan programs by state. For more information, see our complete guide to first-time home buyer grants and loans in your state. They want to see tat you’ve made all your loan payments on time and haven’t had recent credit issues like bankruptcy or foreclosure. Some first-time home buyers think you need great credit to buy a house.

Your credit score also plays a role in that the higher your score, the better loan rate and terms you will receive. You can check rates online or call lenders to get their current average rates. You’ll also want to compare lender fees, as some lenders charge more than others to process your loan. For example, a 30-year mortgage might be better for someone who prefers the lowest monthly payments and plans to live in the house for a long period of time. However, if you want to pay off the home quickly, you can opt for a 10-, 15- or 20-year mortgage.

What the Fed’s Projections Mean for Mortgage Rates

The median interest rate for a standard, 30-year, fixed mortgage is 6.63%, which is the same from seven days ago. Let’s look at today’s rates and what they mean for buyers and homeowners. Note that FHA loans are only for purchasing or refinancing a primary residence. You cannot use an FHA loan to buy an investment property unless you purchase a multi-unit home and live in one of the units yourself. Conventional mortgages can work for a primary residence, a second home, or an investment property. The only real question is, which first-time home buyer loan is right for you?

One of the biggest mistakes first-time home buyers make is not shopping around for a mortgage. They might simply get prequalified with the bank they already use for checking and savings. Or they might get a quote and go with the first lender they speak to, assuming rates and prices are the same everywhere. You might wonder, then, why so many people think 20% down is the minimum. It’s because 20% down gets you out of paying for private mortgage insurance on a conventional loan, which is arguably the most common type of mortgage loan. HomeReady and HomePossible mortgages offer low down payments (starting at 3%) and flexible eligibility guidelines — especially for lower-income home buyers.

Generally, 620 is the minimum credit score needed to buy a house, with some exceptions for government-backed loans. Make sure you remain realistic about how much you could pay for a mortgage each month and consider the impact that a change in interest rates might have. Our calculator can show the change an increase in interest rate will have on your monthly payments. While you can fix your mortgage interest rate, this will only be for a set period of years and a mortgage is a longer-term debt, often of 25 years or more.

You also need to factor in maintenance and upkeep costs with owning a home. FHA loans accept credit scores as low as 500 if you can make a 10 percent or higher down payment. For a single borrower, mortgage rates could potentially vary as much as 0.5% from one company to another. But over the first three years of a $250,000 loan, that difference would save you almost $4,000.

Generally, the higher your down payment, the lower your rate may be. Homeowners who put down at least 20 percent will be able to save the most. “Speaking to someone who can expertly analyse their situation is key. Really, really consider if the rates are this high in 2/3 years, whether the mortgage is affordable,” he adds. Guarantor mortgages are legally binding and your guarantor needs to be able to afford to pay your mortgage if you cannot afford it. But if you want to save on your home loan, its worth getting a quote to see what CrossCountry can offer you.

An FHA loan is usually worth it if your credit score is too low to qualify for a conventional loan. While the FHA’s mortgage insurance premiums are a downside, these loans do come with lower interest rates and easier qualification standards. Keep in mind that you can use an FHA loan to buy your home and then later, once your credit score and equity have risen, refinance to a conventional loan with no PMI. However, they typically involve a higher down payment, starting at percent. The minimum FICO score varies from lender to lender but can range from 680 to 700 or above.

What’s the difference between APR and interest rate?

However, low credit scores must not be the result of recent bad credit history. Conventional 97 mortgages offer no such discount but can be the most economical way to purchase a home with little money down (just 3%) — especially for buyers with extra-good credit. For example, if you bring $25,000 of your own money to a $250,000 home purchase, you have made a 10% down payment.

Borrowers with scores as low as 500 are eligible for approval if they invest a down payment of 10 percent or more. VA and USDA loans have no official minimum, though lenders are most likely to approve buyers with a credit score of 580 or higher. A point or discount point is an extra fee you pay upfront to lower your mortgage interest rate. One point typically costs 1 percent of the loan amount, which is equal to $1,000 for every $100,000 borrowed. Buying one point should lower your interest rate by about 0.25 percent. Determining whether a home is “in budget” depends on your mortgage rates, too.

Today's Mortgage Rates, December 13, 2022 Benchmark Rates Steady Ahead of Strong Inflation Data NextAdvisor with TIME

Table of Content

• Loan Terms
• First-time home buyers guide: Key takeaways
• Summary Of Current Mortgage Rates
• Savings accounts
• How many times will the Fed raise rates in 2022?
• Calculate your monthly mortgage payment (PITI)
• What’s considered a good credit score for a mortgage?

Checking in on refinance mortgage rates, today the average rate for a 30-year fixed refinance saw a decrease, while 15-year fixed Refinance rates advanced. If you’ve been considering a 10-year refinance loan, just know average rates moved up. What we’re seeing today is mortgage rates trending in a mixture of directions. The average 30-year, fixed mortgage rates didn’t move, but the average 15-year fixed mortgage rates grew.

Fixed rates are based upon the national average, but vary from state to state. They possess the same interest rate throughout the duration of the loan. Consumers desire these loans if they plan to remain in their homes for the duration of the loan. For example, the consumer obtains a mortgage when interest rates are at their lowest and then interest rates rise. The consumer does not have to worry about their rates increasing because the interest rate is “fixed”. If the interest rates decrease, the consumer may have the option of refinancing, if the costs of refinancing are less than the overall savings.

Loan Terms

The average interest rate for first-time homebuyers is 2.56% based on 725 being the average credit score for this group. In general, the interest rate on a first-time home mortgage would depend on the credit score of the buyer. For a credit score of 770, the average for repeat buyers, a typical mortgage interest rate would be 2.34%. By comparing with us you could save money on anything ranging from credit cards and loans, to savings accounts, investing and insurance.

Mortgage interest rates are always changing, and there are a lot of factors that can sway your interest rate. While some of them are personal factors you have control over, and some aren't, it's important to know what your interest rate could look like as you start the process of getting a home loan. If youre buying and renovating an existing fixer-upper home, you can also finance the purchase price and eligible renovations into a single rehab loan.

First-time home buyers guide: Key takeaways

Discounted mortgage - the interest rate is usually a set percentage below your lender's standard variable rate during the initial deal, which means it can go up and down. The price of new fixes had already been marching upwards, but really shot up after Kwasi Kwarteng’s disastrous mini-budget on 23 September unleashed chaos in the financial markets. The average new two-year fixed rate home loan surged to 6.65% by 20 October. However, about 6.3m UK mortgages (three-quarters of the total) are fixed-rate home loans. These borrowers are insulated until their deals expire – but for many that will be in the next few weeks or months.

We wanted to find out just how big this impact was on the nation, and what the first-time buyer market looks like. To do this, we have reviewed the most significant reports, research papers, and analyses to provide a comprehensive overview on first-time homebuyer statistics. If you’re looking to buy a property in England or Wales, you’ll notice that they’re either listed as leasehold or freehold. We’re here to explain the terms, and share what they might mean for you as a property owner. The process of buying a house can take months, but knowing what to do and where to get help could make it quicker and easier.

Summary Of Current Mortgage Rates

You may already have saved up some money as a deposit, and the larger the deposit the cheaper the interest rate will be. A home is not just an asset, but also has many costs beyond financing; including regular repairs, homeowner's insurance, and property taxes. USDA loans can help people with low incomes in rural parts of the state qualify for a subsidized low-interest loan. The United States Department of Veterans Affairs is the governing body that establishes the rules for the recipients of the VA loans. They also insure the VA loans and establish the terms of the loans offered to veterans.

Many investors over-extended themselves by purchasing multiple properties when prices were high. If the market turns, the home buyers may owe more than the house is worth. Those who wish to sell cannot fully recoup the costs of the home. Therefore, instead of having equity in the home, consumers owe more than the home is worth. Many individuals, in this instance will negotiate with the bank and “short sell” in order to relieve themselves of the debt.

Savings accounts

This will result in a 95% LTV mortgage, which is the maximum that almost all lenders will accept. Tracker mortgage - the interest rate can go up and down during the initial deal, in line with movements in another financial indicator, normally the Bank of England base rate. You need to find a lender who offers shared ownership mortgages if you want to use this scheme. There are certain schemes designed to help first-time buyers get on the property ladders.

The monthly payments will be higher, but the house will be paid off faster. If you’re hoping to get the most competitive rate your lender offers, talk to them about what you can do to improve your chances of getting a better rate. This might entail improving your credit score, paying down debt or waiting a little longer to strengthen your financial profile.

How many times will the Fed raise rates in 2022?

Keep in mind that lenders generally reserve the lowest interest rates for borrowers with strong credit profiles, including FICO scores in the mid 700s. Before you decide to refinance, be sure to go over the cost of refinancing with the potential savings to see if it makes financial sense. The average rate on a 30-year fixed-rate mortgagehas remained below 3% since July 30, dipping down to an all-time low of 2.88% in early August.

Homebuyers down payment assistance program, along with VA and USDA loans, have no down payment requirements for qualification. Variable rateWhen your initial mortgage rate ends, the interest on your mortgage will be calculated using the HSBC Standard Variable Rate or HSBC Buy to Let Variable rate. If youre a first-time buyer with low to moderate income, HFA loans can make homeownership more accessible and affordable. Also, the buyers and sellers report said 88% of all homebuyers were White as Latino buyers comprised 8%, 3% were Black and 2% were Asian and Pacific Islander.

Calculate your monthly mortgage payment (PITI)

The government adds a 25% bonus to the money you save, up to £1,000 annually. Shared ownership lets you buy a house with a smaller mortgage and a smaller deposit. The First Homes scheme allows first-time buyers in England to purchase properties for 30 to 50% less than market value. Mojo will find out about your circumstances, check your eligibility, and search across the whole of market to help you secure the best mortgage for your circumstances.

In the first 5 months of this year the average interest rate on a 30 year fixed rate mortgage is 4.32% for American home buyers. According to the data reported by Freddie Mac over the last 20 years, current interest rates are still near historic lows. The highest average interest rate in the last 50 years peaked at 16.63% in 1981. The lowest average annual interest rate on a 30 year conventional mortgage was in 2021 at 2.96%.

What’s considered a good credit score for a mortgage?

Mortgage rates have steadily ticked up since the beginning of March, reaching a 12-year high of 5.11% in mid-April. The first step in the homebuying process is to get a mortgage preapproval. Before joining the Insider team, she was a freelance finance writer for companies like SoFi and The Penny Hoarder, as well as an editor at FluentU. Many or all of the offers on this site are from companies from which Insider receives compensation . Advertising considerations may impact how and where products appear on this site but do not affect any editorial decisions, such as which products we write about and how we evaluate them.

The best time to secure a mortgage or refinance is when the rates are the lowest. Compare the National Mortgage Rate average over the past 10 to 20 years. If the rate is at one of its lowest points historically, then it can be a safe entry point into the market.